Credit & Debt Help Resources

Your Credit Score/ Credit Report is Vital Information For Creditiors

Your Credit Score
Understanding your credit score is one of the most practical efforts you can make as it's also a good idea to view your score on a regular basis.

Your credit score reveals detailed credit information, payment history and current status with your creditors.  Credit reports are updated to the credit reporting agencies by your creditor on a regular basis, whether the updated information is positive or negative. This credit infomation will be as accurate as possible so, its a good idea to check the credit report accuracy by obtaining your credit report on a regualar basis.

Reviewing your Credit Report is important as you will be able to dispute discrepencies or inacurate information so that your credit score will be at it's most positive potential.

Viewing your credit report on a regular basis will allow you to see your recent payment history on your accounts that have been updated by your creditor.  These updates can take between 30 to 60 days for them to be updated.  If the creditor information has not been updated within 60 days, you may dispute the negative report providing you have docuemented proof of payments and any agreements that you made with your creditor.

Ideas in  helping you build a better credit score include; obtaining a secured credit card or loan or mortgage.  If your payments are on time then it will show on your credit. 

Be sure to make your payments on time and your score will increase as the months go by providing you have recently performed a good payment history.

Check your credit rating instantly! TransUnion

Canada Debt Settlements will help you solve your DEBT PROBLEMS!
Call 1-877-475-3939